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Personal Checking

personal savings jackson river community credit union
Personal Accounts: Checking

A Checking Account That Works with You.

When choosing a checking account provider, it's very important that you find someone you can trust. At Jackson River Community Credit Union, we guarantee that we work on your behalf. That means you don't have to worry about hidden charges and additional fees.

Our checking account options are designed for both those who just need a space to hold their funds and those who are looking to do more money management with their account.

Scroll down to learn more about the options we offer.

DraftPremiere Draft
personal checking account draft account financial counseling
Draft

For Your Basic Checking Needs.

Draft checking accounts are available for members in good standing with the credit union.

  • Financial Counseling
  • Debt Management Services
  • Housing Services
  • Credit Report Review
  • Student Loan Counseling
  • Financial Wellness Education
  • Free Direct Deposit
Premiere Draft

Premiere Account with Greater Benefits.

Are you ready to enroll in our Premiere Draft Account option? Whether you enroll your current share draft account or open a new share draft account, the choice is yours. Please note that rates are subject to change.

Checking account requirements and features include:

  • Daily Sharedraft Checking Balance $2500 - $10,000
  • Direct Deposit of Net Check
  • A minimum of 15 debit card transactions per month
  • E-Statement Enrollment

 Additional Information

  • Regular sharedraft dividend applies if any of the above criteria is not met during the month
  • Excess balance over $10,000 will earn the current regular sharedraft dividend.
  • Members are financially responsible for all checks ordered.
  • Enroll your current sharedraft account or open a new sharedraft account
  • Rates are subject to change
premiere draft checking account
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VISA DEBIT CARD

Make Purchases Easier.

The Jackson River Community Credit Union Visa Debit Card withdraws the money directly from your checking account and can also be used as an ATM card to withdraw money from either your share or share draft accounts as well.

Card Benefits Include:
  • Contactless cards
  • Safer than carrying cash
  • More convenient than writing checks
  • Accepted everywhere VISA is accepted
  • 24/7 Access to funds via ATMs

  • Enabled for digital wallets including Apple, Google and Samsung pay
  • 24-hr Security/Fraud Monitoring
  • Fraud Alert Texts / Calls
  • Card Valet app available for additional debit card security

To activate your debit cards and/or change your PIN, call 1-800-992-3808

Transaction trouble or fraudulent activity?  After business hours call 1-833-809-9815

Save up feature jackson river community credit union program

Now Offering:
Save Up Feature

Swipe or tap your debit card AND save money! Enroll in Save↑. When you use your debit card, the transaction will round up to the next dollar and add the rest to your savings account.

Ask an MSR and learn more about our Save ↑ feature.

Learn More

DOWNLOAD THE APP

Banking that Fits Your Lifestyle

Can't make it to one of our branches? No problem. Introducing our new mobile app, designed to fit seamlessly into your busy life. Bank on the go, anytime, anywhere. Download now and experience ultimate convenience.

Online Banking

Mobile Banking

Mobile Deposit

eStatements

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Change the Way You Bank With JRCCU

Open your JRCCU Checking Account today. It's simple. Click the button below to get started.

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