Personal Savings
Personal Accounts: Savings
It's Time to Start Saving.
Are you looking to build an emergency fund? Need some savings for a big purchase in the near future? Look no further than Jackson River Community Credit Union's personal savings accounts. We are here to help you reach your savings goals.
See our various savings options below.
(Share) Savings
Savings for a Rainy Day
This savings account is perfect for individuals looking for a simple way to save. A share (savings) account is a basic savings account with the most desired functionality. These functions include:
- $5 Membership minimum balance.
- ACH withdrawals.
- Direct deposits.
- Earn dividends while saving.
- Rates subject to change without notice.
Club Accounts
The Money You Need When You Need It.
Need a Christmas Club or a Vacation Club? Look no further than Jackson River Community Credit Union. Our Christmas Club funds are released on October 1. With our Vacation Club, you can have the comfort of knowing that you can withdraw funds whenever you are ready.
Speak with a member service representative to get started today.
- No monthly fees.
- No minimum balance requirement.
- Earns higher dividends than a regular savings account.
- Unlimited number of deposits.
- Deposit by payroll deduction, monthly auto deductions, by mail, and in person.
- Remains open unless closed early.
- Rates subject to change without notice.
Certificates
Meet Your Saving Goals Quicker.
Don't immediately need a sum of money and looking to enhance your saving efforts? Jackson River Community Credit Union's (JRCCU) current certificate of deposits option might be the perfect plan for you. All you need is a minimum balance of $500 to get started.
We offer multiple term lengths to meet your savings needs. These terms include 6, 12, 18 and 24 months—all paying competitive dividends.
With JRCCU certificates, you can have comfort in knowing that your money is growing with the help of competitive dividends.
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Fixed interest rates for the full-term .
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Monthly dividends.
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Monetary penalties may be applied for early withdrawals.
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Member Loyalty rewards may increase the dividend rate.
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Rates are subject to change at renewal date.
IRAs
Invest in Your Future.
It's never too early to start planning for your retirement. Jackson River Community Credit Union offers Individual Retirement Accounts (IRAs) for individuals of all ages.
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Tradition, Roth and Educational offered.
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Variable rates with Quarterly dividends.
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Contributions and Withdrawals subject to IRS Regulations.